Loan Amounts:

• $7,500,000 – $100,000,000+

Term Lengths:

• Usually 5, 7, 10, or 15 years

Amortization:

• Typically 25–30 years

Interest Rates:

• Competitive fixed rates. 6.5% - 7.5%

Prepayment:

• Often includes defeasance or yield maintenance

No origination fee (lender fee built into yield)

Commercial Real Estate Acquisitions

• Typically 65%–75% LTVCompetitive fixed-rate financing for stabilized assets

• Common for multifamily, hospitality, retail, office, and industrial properties

Commercial Real Estate Refinance

• Typically 65%–75% LTV

• Refinance existing bank or bridge debt into long-term fixed-rate financing

• Improve cash flow and stabilize long-term debt structure

Cash-Out Refinancing

• Typically up to 70%–75% LTV

• Access equity from stabilized commercial properties

• Used for acquisitions, improvements, or portfolio growth

Portfolio Financing

• Finance multiple commercial assets under one structure

• Ideal for experienced investors with stabilized portfoliosCan improve efficiency and debt management

Permanent Financing After Stabilization

• Common exit strategy for bridge or construction loans

• Long-term financing once occupancy and cash flow stabilize

• Multifamily

• Hotels & Hospitality

• Retail Centers

• Office Buildings

• Industrial & Warehouse

• Self Storage

• Mixed-Use Properties